New York Debt Consolidation

Debt Consolidation Services for New York Residents


In a hurry? Apply Here!

Debt Consolidation with someone you can trust!

Why look "out of state" for debt consolidation assistance when you have the resources available right where you live? Unlike many states, New York believes that debt consolidation agencies (Debt Counselors) that assist New York residents should first be an IRS approved not for profit organization and licensed by the New York State banking department. The New York State legislature has passed a new law that requires out of state debt management agencies as well as debt consolidation agencies with a physical presence in New York be licensed before assisting any New York state resident.

 Ironically, states that do not require licensing or regulation is where you will find the vast majority of debt management agencies.  

Fortunately, for those out of state applicants, you are still entitled to the same benefits that New York state residents receive simply by joining our program.

By completing the debt consolidation application below,  your inquiry will be submitted to a licensed not for profit agency charted to assist you with your debt consolidation needs. A counselor will contact within 2-6 hours (daytime) of the receipt to your application to explain our program in further detail.

Please gather a list of debts during this time so we can help you...

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  • Reduce your Debts by up to 60%!
  • Reduce or Eliminate Interest!
  • Preserve and rebuild your credit!
  • End harassing phone calls!
  • Relieve "your"  financial strain!
  • Make one low monthly payment!
  • Get back to saving money again!

Take your first step towards financial freedom,
request your free consultation today!

Items marked with * are required
First Name  *
Middle Initial 
Last Name  *
State  *
E-mail address  *
Home phone  *
Mobile phone 
Best time to call 
Estimated amount 
of unsecured debt 
$*
Do you own 
your home? 
My accounts are  Credit cards
Utilities
Collection agencies
Student loans
Bank
Furniture accounts
Finance companies
Department store charge cards
Legal fees
Taxes
Other: 
My payments are  (worst case)
I found this site by 

Your application is completely confidential!

New York State understand that debt consolidation agencies that are helping individuals with their personal finances should be regulated and monitored in order to insure proper conduct regarding money management. Please keep in mind that the State of New York has taken these debt consolidation service precautions to protect you as a resident of the Empire State.  Because of this, New York Debt Consolidation Companies offer the best services available!


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DebtCafe.com is a Christian run consolidation site who's mission is to assist individuals and families with debts or a credit related crisis through debt education and to consolidate their debts with a professional nonprofit debt consolidation service.
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